Where can I get the accident report form?

When it happens, it’s easy to think that the "accident report form" is something you have to dig out from the glove compartment – but in 2026, it is just as common to fill it out digitally as on paper. Still, many ask: Where can I get the accident report form, and what should I do if I don't have it available at that moment?

Below you will find a practical overview of where to find the form, what you should do at the accident scene, and how to ensure a clear case with the insurance company.

Where can you get the accident report form?

1) From your insurance company (paper and digital)

The most direct way is to get the accident report form through your insurance company. Most companies offer:

• Digital accident notification on their website or in an app (often with the ability to upload photos and receipts).
• Paper form that can be ordered and sent home, or that some still keep in the car.

Tip: Check for "damage" or "report damage" in their app before you need it, and consider creating a shortcut on your mobile.

2) Joint digital completion with the other party

In the event of a collision or parking damage where both parties are present, it is a big advantage that you fill out the same accident report and sign it on the spot. With Skademeldinger.no you can fill out the accident report form together, get one shared version (to avoid "two stories"), and sign digitally before it is sent/handed over to the insurance company. This makes it easier to share correct information, especially when you are stressed at the scene.

3) If you are without a form at the scene

If you are missing a form (paper or digital) at that moment, you can still secure the case by noting and documenting:

• License plate number, name, phone number, and address of both drivers.
• Insurance company and preferably policy number if available.
• Time and place (make sure to take a screenshot of the map location).
• Photos of damages, the vehicles in position, road markings/signs, and overview images.
• Witnesses (names and phone numbers).

Then fill out the accident report as soon as you can. The most important thing is that the information remains accurate and consistent.

What should you do first after a traffic accident?

Before thinking about the form, it’s about safety and proper handling:

• Secure the area and assist the injured if necessary (warning triangle, hazard lights).
• Assess if the police should be contacted (see the point below).
• Document before the vehicles are moved, if it is safe and traffic conditions allow it.

The Norwegian Public Roads Administration has useful information on what to do in case of an accident and how to behave at the scene. Visit Statens vegvesen (use the search field on the page for "accidents"/"incidents").

When should the police be contacted or the matter reported?

There are situations where it is advisable – and sometimes necessary – to involve the police, for instance in cases of personal injury, suspicion of intoxication, aggressive behavior, or if the parties do not agree on the sequence of events. The police has information about reporting and relevant services at Politiet.no.

How to fill out the accident report correctly (without making it complicated)

A good accident report speeds up the claims process and reduces the risk of misunderstandings. Prioritize the following:

• Draw a simple sketch: lanes, direction, placement, and point of collision.
• Briefly and concretely describe the incident: what happened, in what order.
• Be careful with checks/ticks in sections about maneuvers (reversed, changed lane, parked, etc.).
• Do not "admit guilt" in free text: stick to the facts; liability distribution is assessed by the insurance companies.

If you fill out together via a digital solution, it is often easier to ensure that both parties have the same information and that nothing is forgotten before signing.

What does this mean for the deductible, bonus, and further process?

Many are concerned about deductible and bonus loss. Here it’s important to be aware that:

• Consequences for bonus/deductible depend on fault/liability and what coverage you have (liability, partial comprehensive, comprehensive, etc.).
• Terms and rates vary between insurance companies, and can also depend on your claim history.
• Good documentation and a clear accident report can make it easier to clarify liability quickly.

For industry information about insurance, you can use the overview at Finans Norge (see topic pages about insurance/damage via the menu or search).

Frequently Asked Questions

Do I need to have a paper form in the car?

It is not an absolute requirement for everyone, but it can be practical. At the same time, a digital accident report or joint digital completion is often faster and more robust since you can attach photos and sign right away.

What if the other party refuses to fill out or sign?

Then you document as much as possible yourself (photos, witnesses, other party's information) and report the damage to your insurance company. If the situation is threatening, or if there is suspicion of criminal activity, contact the police via Politiet.no.

How quickly should the damage be reported?

As a general rule, you should report as soon as possible. Many companies specify deadlines in their terms, and quick reporting makes it easier to get the right follow-up (assessment, workshop, rental car). Always check your terms, as they may vary.

Summary: How to obtain the form and simplify the case

You obtain the accident report form through your insurance company (app/website or paper), and you can also use a digital solution where you fill out one shared accident report and sign on the spot. Regardless of the solution: prioritize safety, good documentation, and fact-based completion – thus, everything will be in place for a quicker and clearer processing with the insurance company.