Artikler med emne: insurance

10 Artikler funnet

Back to blog
Digital signing on mobile

When you have to fill out an accident report alone: what do you do if the other party leaves or refuses to sign?

2

๐Ÿš— The other party left? Hereโ€™s how to secure the license plate, photos, and witnesses before it becomes word against word.

3

โœ๏ธ Refusing to sign? You can still submit an accident report โ€“ hereโ€™s what you need to write and attach.

4

๐Ÿ“ธ Documentation that often determines: sketch, overview photos, dashcam, and what should be noted on the scene.

5

๐Ÿ“ž When should you call the police? We go through typical situations: personal injury, suspicion of intoxication, and hit-and-run.

4 months ago

When you have to fill out an accident report alone: what do you do if the other party leaves or refuses to sign?

When you have to fill out an accident report alone: what do you do if the other party leaves or refuses to sign? It happens more often than you thi...
Av Skademeldinger
Read more
Digital Signing on Mobile

Damage Report Form Car โ€“ Complete Guide to Filling It Out (2026)

2

๐Ÿš— Fill out the damage report form for cars correctly: this is what is needed for faster processing.

3

๐Ÿ“ธ Photos + sketch + witnesses: the easiest way to avoid disagreement later.

4

๐Ÿ“ The checkboxes are often crucial โ€“ tick for the maneuver, not the feeling.

5

๐Ÿ“ฑ In 2026, you can fill it out together and sign digitally, so both have the same version.

7 months ago

Damage Report Form Car โ€“ Complete Guide to Filling It Out (2026)

Damage Report Form Car โ€“ Complete Guide to Filling It Out (2026) A damage report form after a collision may feel like "paperwork" when your heart r...
Av Skademeldinger
Read more
Digital signature

What happens if you submit two different versions?

2

๐Ÿš— Two versions of the same accident? The company often has to "investigate" more before they can determine liability.

3

โณ Disagreement often leads to longer processing time โ€“ especially if there are missing photos, witnesses, or a clear sketch.

4

๐Ÿ“ธ Pictures of placement, damages, and road markings can be what tips the case in the right direction.

5

โœ๏ธ Joint filling out and signing makes it easier to avoid word-against-word and misunderstandings.

7 months ago

What happens if you submit two different versions?

What happens if you submit two different versions? When two parties submit two different versions of the same traffic accident, it does not autom...
Av Skademeldinger
Read more
Documents related to insurance claims

Can the insurance company require additional documentation?

2

๐Ÿ“„ Yes, the company can ask for more โ€“ but only when it is relevant to the case.

3

๐Ÿ“ท Photos, damage report and workshop estimates are among the most common requests.

4

๐Ÿ‘ฎ In cases of theft and vandalism, a police report/report number may become necessary.

5

โฑ๏ธ Neat submission early can save you many rounds back and forth.

7 months ago

Can the insurance company require additional documentation?

Can the insurance company require additional documentation? When you report damage โ€“ whether it concerns car, home or travel insurance โ€“ it's commo...
Av Skademeldinger
Read more
Car damage and damage report

Is digital damage reporting valid with all companies?

2

โœ…๐Ÿ“ฑ Digital damage reporting is usually just fine โ€“ but content and traceability are crucial.

3

โœ๏ธ๐Ÿค Get the counterparty involved in the same version and confirm the details early to avoid word-against-word.

4

๐Ÿ“ธ๐Ÿ—บ๏ธ Photos, sketches, and witnesses can mean more than you think when liability is assessed.

5

๐Ÿš“๐Ÿ“ In case of personal injury, suspicion of substance use or conflict, it may be right to contact the police.

7 months ago

Is digital damage reporting valid with all companies?

Is digital damage reporting valid with all companies? Digitalization has long taken over much of the insurance everyday life in Norway, and by 2026...
Av Skademeldinger
Read more
Digital signing on mobile

What happens if you submit two different versions?

2

๐Ÿš— Two different damage reports = more clarification and often longer processing time.

3

๐Ÿ“ธ Photos, witnesses, and precise sketches are what actually determine outcomes when explanations diverge.

4

โš–๏ธ Disagreement can end in shared liability if the evidence is not strong enough.

5

โœ๏ธ Fill out together and sign digitally to avoid small discrepancies becoming big problems.

7 months ago

What happens if you submit two different versions?

What happens if you submit two different versions? When two parties submit their own injury report with different explanations (or you fill out t...
Av Skademeldinger
Read more
Digital signature on a device

Should you write a damage report if there are only minor damages?

2

๐Ÿš— Minor dents can end up being more expensive than you think โ€“ sensors and paint make "small" quickly become significant.

3

๐Ÿ“ธ Documentation is key: photos, time/place, and correct contact info can stop word against word.

4

๐Ÿ“ Feel free to fill out a damage report even if you want to settle privately โ€“ then you have a safety line.

5

๐Ÿ›‘ Contact the police in case of personal injury, suspicion of intoxication, or if the other party refuses to provide info.

6

โœ๏ธ Digital signing and one shared version with the other party makes the process tidy and quick.

8 months ago

Should you write a damage report if there are only minor damages?

Should you write a damage report if there are only minor damages? Minor damages happen all the time: a light collision in traffic, a dent in a park...
Av Skademeldinger
Read more
skademelding

Download the accident report form as a pdf (free)

2

๐Ÿ“„ Accident report form as pdf is smart to have in the car โ€“ but remember that the content must be complete and readable.

3

๐Ÿ–Š๏ธ Fill out together with the other party, take pictures, draw a sketch, and note witnesses to avoid word-against-word.

4

๐Ÿš“ In case of personal injury, disagreement, or suspicion of intoxication: follow the policeโ€™s advice on when to contact them.

5

โœ… Digital filling and signing can save time and provide one common version that is ready for the insurance company.

8 months ago

Download the accident report form as a pdf (free)

Download the accident report form as a pdf (free) Do you need an accident report form right now? ๐Ÿ‘‰ Download the accident report form as a PDF (free)...
Av Skademeldinger
Read more
Digital signing on mobile

Must I fill out the accident report immediately?

2

๐Ÿš—๐Ÿ’ฅ Do you have to fill out the accident report immediately? Usually: no "minute deadline", but do it while everything is fresh.

3

๐Ÿ“ธ Tip: Photos, witnesses, and correct contact info on site can save you a lot of trouble later.

4

๐Ÿ‘ฎ When should the police be contacted? In case of personal injury, suspicion of intoxication/criminal behavior, or if you do not agree.

5

๐Ÿ“ฑ With a digital accident report, both parties can fill out and sign then and there โ€“ without paper getting lost.

8 months ago

Must I fill out the accident report immediately?

Must I fill out the accident report immediately? When a crash occurs at an intersection or you discover a dent in the parking lot, the question qui...
Av Skademeldinger
Read more
Digital signing on tablet

This field in the accident report is misunderstood by many

2

๐Ÿงพ The one field that most often creates trouble in the accident report: event sequence.

3

๐Ÿง  Write facts and order โ€“ skip fault, speculation, and "judge words".

4

๐Ÿ“ธ Pictures + contact point + simple sketch = fewer questions from the insurance company.

5

โœ๏ธ Fill out together and sign the same version, so you avoid two "different stories".

8 months ago

This field in the accident report is misunderstood by many

This field in the accident report is misunderstood by many Many believe that the accident report is primarily a place where one "explains why the o...
Av Skademeldinger
Read more